According to the Buffalo News the U.S. Federal Trade Commission received over 88,000 complaints last year alone about debt collector harassment. The biggest issue with this debt collector harassment is that often the debts are not even owe owed by the consumer. When dealing with debt collectors you need to know your fair debt rights, and if the issue gets out of hand call of fair debt attorney with a number of years of experience who can help you resolve the debt issues. The following tips will help your deal with debt collectors over the phone.

Debt collectors who lie, misrepresent or harass consumers by posing as a law enforcement agent, an attorney, or other legal entity, and threatens or harasses you, can be sued and you could even collect $1000 penalty from the collector.

Fair debt attorneys suggest you keep a list of the calls you receive and if possible record the calls, or take notes regarding the call, especially when a collector is harassing you. Be sure to get their name, telephone number & Co. they are collecting for. Take this information to reliable fair debt attorney to consult with on the possible solutions to the problem.

In many cases, you can make creditors stop calling you by sending them a cease-and-desist letter. A fair debt attorney can help you create this letter to stop debt collector harassment. Contact one of our Fair Debt Lawyers for a free case review to see how we can help you.

Debt collectors who contact you about accounts that you have already paid or debt that you have not made and may be caused by identity theft need to be disputed. Your first step is to send a certified letter stating the dispute within 30 days of contact. However, this does not mean creditors will stop contacting you or that the dispute will be excepted. This is when you need to contact of fair debt attorney.

It is important to know that debt collectors are required by law to show proof of the debt they are collecting. Debt collector harassment must stop if they cannot show proof of the debt. For more information to stop debt collector harassment contact a fair debt attorney who can help you resolve your debt.

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• How to Respond to Debt Collector Calls
• Tips For Dealing With Debt Collectors
• What Collectors Can’t Do to You
• Debt Collection Harassment
• Not Your Debt? How to End Collection Calls