With personal debts constantly growing to record highs, debt collector harassment is also growing. Many consumers have filed complaints about the treatment they have received from debt collectors trying to collect on debts they owe. These complaints include debt collectors calling at hours that may be either too early in the morning or too late in the evening, often thought to be unreasonable to consumers. Other complaints include debt collectors threatening consumers, attempting to collect more than is owed or harassing relatives and coworkers about debts.

The FTC has begun to take stronger measures against debt collectors for harassment due to the number of complaints that have been filed by consumers. Consumers who know their rights may be able to take steps to help reduce existing debt collector harassment or prevent further harassment. While this does not erase the debt, for those who are being harassed over debts they do not owe it can help eliminate the harassment by taking action against it. The FTC also offers consumers information for those who feel that they have been unreasonably harassed by debt collectors. This information includes what debt collectors are legally allowed to do, and what rules they must adhere to.

When dealing with debt collector harassment, it may become necessary to take legal action such as filing a complaint with the FTC. Consulting with a fair debt attorney may also be beneficial as there may be steps that can be taken to reduce debt collector harassment. An attorney who has years of experience with debt collection harassment may be able to help reduce the frequency or nature of calls. If the debt is legitimately owed, an attorney may refer clients to debt relief programs or help them to file bankruptcy if it becomes necessary. This may be in addition to any legal action against the debt collectors for harassment behavior.

Consumers who choose to file for legal against against a collection company for debt collection harassment will benefit from finding an attorney who has experience in dealing with collection companies. These attorneys can offer valuable advice for those who have experienced this type of harassment and can help clients find resolution.

To speak to a fair debt attorney in your state, contact us today!

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