Many people find themselves in very bad economic situations; this leads to them not being able to pay their monthly bill payments. When people do not pay their bills for a few months their accounts are sent to debt collection agencies to get the creditors their money back. Debt collectors are known for calling people multiple times per day or week to try to get them to hand over the money that is owed.

Every collections account that debt collectors resolve financially ensures them a commission. The more persistent that they are, the more money that they will make at the end of the day. Now some debt collectors are taking it much further by harassing the debtors on the popular social networking site Facebook. Some debt collectors are participating in debt collector harassment by sending friend requests to people that owe companies money. Most individuals confirm the friend request because they think that the person must know them somehow.

These debt collectors are writing harassing messages such as pay up, deadbeat on the Facebook walls of these individuals. Some debt collectors have even gone so far as to contact friends and family members of the debtor and inform them that the person needs to pay their debts. This can be incredibly embarrassing for the person because their finances are a very private matter.

This can have negative effects on the person who this is happening to. In some instances, potential employers will research the Facebook profiles of their job applicants. If someone has a debt collector harassing them on Facebook, then it could lead that employer to not want to hire them.

This form of harassment is not legal so individuals need to know how to fight back when this becomes a problem for them. The Fair Collections Practices Act was enacted to help protect consumers from harassing phone calls at work or other inconvenient places.

Consumers need to contact a lawyer after having put their request in writing that the debt collector cease all third party communications with them. If the debt collector keeps contacting the debtor then a lawyer can intervene so that the calls either go to the lawyer or the client that has the debt. Consumers need to know their rights; if a debt collector has friended someone on Facebook, then they can remove him or her from their friends list.

People need to check the profile of each person that sends them a Facebook friend request. It is very easy to verify the information and if debt harassment keeps occurring even after a letter has been sent, then consumers need to hire a lawyer. Our debt collector harassment lawyers offer potential clients a free consultation, contact us today!

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